12. Borrowing Money & Finance

A practical session focused on understanding different borrowing options and how to use credit responsibly. The session explains loans, overdrafts, credit cards, and finance agreements in plain English.

Attendees learn how borrowing works, what it really costs over time, and how to avoid common pitfalls that can lead to financial stress.

Great for people who are considering borrowing, already using credit, or want to better understand the impact of finance on their day-to-day finances.


Knowing

  • The different types of borrowing available and how they work.

  • The true cost of borrowing, including interest and fees.

Being able to do

  • Compare borrowing options more confidently.

  • Make informed decisions about when and how to use credit.

Feeling

  • More confident and informed.

  • Less anxious about borrowing and financial commitments.

Previous
Previous

11. Credit Scores

Next
Next

13. Cars and Car Finance