Meet the Team
Operating across the Group
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Andy Lang
Founder & Group MD
Andy’s experience of buying a house at 18 exposed him early to the lack of practical financial education, an insight that went on to inspire Smart Lolly and later Munny. With over 20 years’ experience across loans, mortgages, insurance, debt advice, banking, insolvency and financial education, he has spent his career helping real people navigate real financial challenges. Now a member of the Bank of England’s Steering Committee for Financial Capability, Andy founded Munny to tackle low financial resilience through education, guidance and empowerment.
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Colin St John
Chairman, Munny Group
An experienced General Manager, Managing Director and Commercial Director of large enterprise business. A people-oriented deliverer of results experienced in managing operations and guiding teams towards achieving an end goal.
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David McNeill
Creative Director, Munny GROUP
David is a seasoned creative professional with 20 years’ experience in branding, design, UI, and illustration. He has worked with SMEs in the private and public sectors, driving their growth through innovative and captivating work.
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Garry Steele
Business Development Manager
A highly experienced Strategic Business Consultant with over 40 years of cross-sector expertise, spanning both the private and public sectors. His career includes senior roles in commercial strategy, operations, and organisational development, working with multinational corporations and SMEs across financial services, logistics, retail, and local government.
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Henry Nixon
Social Media Executive
Henry is a creative social media executive who has grown his own YouTube channel to over 100,000 subscribers. At Munny, he leads social media strategy, content, and community engagement, ensuring the brand’s digital voice is relevant, authentic, and impactful.
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Abbie Ward
Social Media Executive
Abbie is the relatable face of Munny, known for turning complex money topics into clear, engaging content for Gen Z audiences. From social videos to live Q&As, she brings energy and clarity, helping Munny speak about money in an accessible, empowering, and never patronising way.
Operating within Tech
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Ben Hanley
Managing Director, Tech
Ben is a digital native, with two successful exits under his belt. For him, the last ten years have seen a growing focus around professional agency services, and how to leverage automation to drive revenue without impacting quality.
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Tristan Heaword
Commercial Director, Tech
Tristan is an experienced sales and marketing professional with a strong digital background. Having been involved in several M&A deals including two successful exits of his own, he has more recently focused on the impact that AI can have on B2B businesses in multiple sectors.
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Josh Bailey
Technical Director
Josh is a Data Scientist with a Master’s in Data Science and a Bachelor’s in Maths. With 4 years of experience, He specialises in the application of Natural Language Processing and Deep Learning methods with a keen interest in Generative AI.
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Charlotte Riley
Chief Information Security Officer
A skilled Security Leader with 15 years of IT and Information Security experience and proven expertise in security architecture, consulting, and design. Having supported the MOD, MOJ, UK Government, NATO, and leading Fortune 200 organisations in a broad range of complex security programs. Charlotte is an accomplished, focused professional with a rich background and skill set.
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John Hill
Lead App Developer
Jon is an experienced software developer with a track record of building user-focused, high-performing mobile apps. As Munny’s Lead App Developer, he oversees the app’s end-to-end development, ensuring a seamless, secure, and accessible user experience while creating technology that genuinely improves people’s lives.
Operating within Skills & Education
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Neil Coleman
Head of Learning
Qualified & experienced business consultant who has mainly operated within the Debt Advice, Insolvency and Solutions sector for 20 years. Specialising in Operations, Compliance, L&D, and Project delivery. Neil holds three debt advice qualifications.
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Craig Broadbent
Money Coach & Education Adviser
A qualified financial adviser, specialising in Pensions, Investment and Later Life Planning. Craig has spent years working with individuals to prepare them for retirement and create strategies to ensure financial security.
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Ryan Parker
Money Coach & Education Adviser
An experienced Director in insurance services. Worked across a range of financial sectors, focusing the last decade in the Insurance & Protection industry. Passionate and driven to educate & advise individuals on all expects of personal & business insurance.
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Sarah Martin
Money Coach & Education Adviser
Sarah has 15+ years of experience in the financial services sector. Specialising in mortgage and property advice. She is passionate and dedicated to help clients navigate their journey on to the property ladder.
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Adam Wilson
Money Coach & Education Adviser
An experienced Operations Director from within the insolvency and debt advice sector. Adam’s proficiency in managing business operations within highly regulated markets is pivotal. His focus on compliance, process efficiency, and client engagement ensures that operations run smoothly and effectively.
Ambassadors & Advisers
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Bryan Robson OBE
Munny Ambassador
Former England Captain | Football Legend | Advocate for Financial Wellbeing
Bryan Robson is one of the most iconic figures in English football; a legendary midfielder, former Manchester United captain, and long-serving leader of the England national team.
With a career defined by resilience, leadership, and integrity both on and off the pitch, Bryan now brings that same passion to his role as Ambassador for Munny.
Having witnessed the pressures and pitfalls many athletes face during and after their careers, Bryan is a strong advocate for financial education in sport. As a Munny Ambassador, he supports our mission to empower individuals, particularly young athletes, to build financial confidence, make informed decisions, and plan for the long term.
Through his role, Bryan helps raise awareness of the need for preventative financial wellbeing support, lending his voice, platform, and experience to help drive change across sport and beyond.
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Stephen White
Corporate Adviser for Munny
Former Chief Marketing Officer, JD Sports Group | Brand & Growth Strategist
Stephen is an accomplished marketing and commercial strategist with over two decades of experience at the helm of major consumer brands. As former Chief Marketing Officer at JD Sports Group, Stephen played a pivotal role in scaling the company’s global presence, driving brand equity, and delivering sustained commercial growth.
Now acting as a Corporate Adviser to Munny, Stephen brings a wealth of insight into brand positioning, strategic partnerships, and scalable growth models. He supports Munny’s leadership team in shaping its go-to-market approach, building commercial resilience, and maximising impact across both B2B and future consumer channels.
Stephen’s deep understanding of youth engagement, brand loyalty, and digital innovation is helping Munny expand its reach and relevance, particularly among younger audiences and large-scale enterprise clients.